Own your dreams.

Make home happen. Whether this is your first time buying, or you’ve done this before, memories are waiting to be made. Put as little as 3% down on fixed-rate products.

The Cardinal Difference.

We’re full-service, focused, and flexible.

A lender that goes the extra mile for you makes all the difference.

When you’re looking for a lender, there are so many options. At Cardinal Financial, we value our relationships and partnerships. By offering a wide variety of products, fostering a seamless process, integrating our proprietary technology, and building a team of experienced staff, we’re working to be the lender-partner for all your needs.


  • Industry-leading Conventional and Jumbo pricing.
  • Specialty loans for every borrower’s special situation.
  • Extensive catalog of both popular and niche loan products.
  • Flexible credit requirements and down payment assistance options.


  • Fast closings, quick turn times, and competitive rates.
  • Communication keeps our borrowers in the know.
  • Committed to consistently smooth transactions.
  • A wide network of strong vendor relationships.


  • Our proprietary system gets loans closed fast.
  • Seamless integration with third-party software.
  • Hassle-free underwriting with no layered conditions.
  • Live, web-based portal—not a bottle-necked queue.


  • Our business leaders are responsive and ready to help.
  • Passionate staff that truly cares about their clients.
  • We proudly volunteer and serve our community.
  • Can-do attitude and a strong sense of teamwork.